C-PACEDesk

C-PACE · Arkansas

C-PACE in Arkansas

Enabling law dates from 2013 and was modernised by Act 579 of 2025. The Arkansas Advanced Energy Foundation now administers the multi-county Arkansas PACE District and a $2.8M revolving loan fund seeded by an EPA Climate Pollution Reduction Grant subaward through Metroplan. Counties opt in by ordinance: Pulaski is accepting projects, Arkansas County joined in May 2026 and Benton and Washington in September 2026. The earlier county-run districts, such as the Pulaski County Energy Improvement District, saw only a handful of deals in the 2010s. Neither generation of programmes publishes a closed-financing total.

Verified 2026-10-09

Program status
Active
A program list entry was confirmed
Invested to date
Not broken out
No verified state figure yet
Projects
Not broken out
No verified state figure yet
Average deal
Not broken out
Needs the two figures above

Why those are blank. The national dataset we use breaks out cumulative volume for the largest markets only, and Arkansas is not one of them. That is a gap in the published data, not a finding about the state — the program here is active and funding deals. We are filling these state by state from the programs’ own reporting, and any figure we add will carry its source and the date it was checked.

Who administers C-PACE in Arkansas

C-PACE in Arkansas runs through a single program administrator.

How to check your specific property

C-PACE availability is decided locally even when the enabling law is statewide. Work through these in order — each one can end the enquiry, so doing them out of order wastes time.

  1. Jurisdiction. Confirm the county or municipality has opted into the program. Statewide authorisation is not the same as local adoption.
  2. Eligible scope. Establish which parts of your project qualify — energy, water and resiliency measures, and in many states new construction and a look-back on recently completed work.
  3. Senior lender consent. Ask your mortgage holder early. This is the step that most often decides the timeline.
  4. Assessment mechanics. Understand how the assessment appears on the tax bill and how it is handled at closing when the property sells.

Is C-PACE the right tool for this project?

C-PACE solves a specific problem: long-term, fixed-cost capital for improvements to a building, secured by the property rather than by you. It is not a substitute for working capital and it is not fast money. Where it is strongest:

  • Hotel and multifamily renovations where the capital stack is already tight
  • Office-to-residential and other adaptive reuse conversions
  • New construction where C-PACE fills the gap between senior debt and equity
  • Owners who expect to sell before a conventional loan would amortize
  • Deferred maintenance that a bank will not lend against

If your project does not fit that shape, the honest answer may be a different program — or none of them yet. USDA B&I covers rural projects with terms up to 40 years, and SBA 504 covers owner-occupied real estate and equipment. Our C-PACE versus bridge loan comparison covers the case where the two are used together rather than as alternatives.

C-PACE in Arkansas: common questions

Is C-PACE available in Arkansas?

Yes — Arkansas has an active C-PACE program. Availability inside the state is usually decided jurisdiction by jurisdiction, so the property's county or city must also have opted in. Confirm the specific address with the program administrator before assuming coverage.

How much C-PACE has been done in Arkansas?

We do not publish a figure for Arkansas because the national dataset we rely on breaks out cumulative volume only for the largest markets, and Arkansas is not among them. That is a gap in the published data rather than a statement about the state — the program is active and funding projects. For a current number, the program administrator listed on this page is the primary source.

Does my mortgage lender have to consent to C-PACE in Arkansas?

In most programs, yes. The C-PACE assessment sits ahead of the mortgage in payment priority, so the senior lender is normally asked to consent in writing. Many commercial mortgage lenders now approve C-PACE routinely, but the consent conversation takes time and is the most common reason a deal stalls. Start it early.

What happens to the C-PACE assessment if I sell the property in Arkansas?

The assessment runs with the property. When the building sells, the remaining payments transfer to the buyer along with the improvements they funded. This is the structural feature that makes a 30-year term sensible for an owner who plans to exit in five.

Eligibility check

Does your Arkansas property qualify?

We will check the jurisdiction, the eligible scope and the senior lender consent path before anyone talks about rates.

  • Commercial and business purposes only — we do not place consumer loans.
  • If the project does not qualify, we say so and tell you what would change that.
  • No credit pull to get an answer on program eligibility.
  • We reply within one business day.

C-PACE eligibility is decided by the property — its address, its jurisdiction, the scope of work, and who holds the mortgage. That is why this form asks about the building rather than about you. The more of it you can answer, the more specific our first reply is.

1 Who you are
2 The property
3 The project What is being financed? tick all that apply
4 Existing debt

This is the part that most often decides the timeline. A C-PACE assessment sits ahead of the mortgage, so most programs require the senior lender's written consent.

5 Anything else
6 Required confirmations

Submitting this form is not an application and creates no obligation on either side. We are not a lender and this is not a commitment to lend. See our disclosures and privacy notice.